Upload your report, get a personalized action plan, generate dispute letters for items you believe are inaccurate, and track your credit — all in one app.
Credit Stamina combines smart organization with AI that analyzes your report in seconds.
Generate FCRA-compliant dispute letters for items you believe are inaccurate, and mail them by certified USPS in a few taps.
Log scores from all three bureaus and see your history and trends over time.
Ask questions about your credit and get plain-language guidance and educational information.
AI reviews your report and organizes a step-by-step plan so you know what to work on and when.
Import your report and see accounts sorted by priority so nothing slips through the cracks.
Track debts and payments and plan how to redirect money toward your goals.
Invite family members to your household and manage everyone's tools under one subscription.
Earn points as you complete actions and build consistent credit habits.
Tap the button above to install on iPhone or Android from the App Store and Google Play.
Grab your official report from AnnualCreditReport.com — all three bureaus, free, no strings.
Our AI reads the report, flags negative items, and builds a 30/60/90 day plan personalized to your situation.
Generate and mail FCRA-compliant dispute letters in a few taps.
Log new scores and see what's changed over time.
Start with a 7-day free trial. Cancel anytime.